Progress in Africa

Financial solutions servicing both the formal and informal sectors with secured and unsecured loans, saving products, and simplified investment solutions.

Established and Trusted

Izwe began to expand into Africa in 2008. Since then, we have experienced a steady, managed upward progression, developing a leading cashless business.

Operating entity
Operating entity
Support office
Support office

Izwe’s Comprehensive Customer Service Network:

We have an extensive service footprint and a widespread grassroots distribution network with both urban and rural reach.

Our customer service representatives are also available to customers on demand through our call centre.

Operating entities:

Izwe Africa Group has 23 branches and 22 satellite offices across Ghana, Kenya and Zambia, with a combined sales force of over 1 000 representatives. These operate out of over an additional 25 sales offices in the countries.

We have a solid reach and are perfectly positioned for growth and expansion on all frontiers. Although we are a business of many branches and offices, operating across several borders, we are one African company executing against a defined strategy. All our divisions are founded on the same overarching set of values and practices, no matter where we operate.

We see each country as unique and customise our services to equip our people to make a meaningful difference in each country. We service our operational countries with experienced teams of local professionals and stakeholders, so that our people on the ground can leverage their deep insight and customer understanding in such diverse markets.

The Izwe Journey

We are on track toward measured growth thanks to a diversified Group with an emphasis on a culture of reinvestment that is committed to driving sustainable expansion.

2004
Izwe South Africa is started.
2008
Izwe Zambia acquires Butala Finance, enabling access to government employees with suitable credit products.
Izwe Zambia opens its doors.
2011
Izwe launches in Ghana.
2013
Establishes a Listed Note Issuance program in both Ghana and Zambia.
2014
Izwe expands to Kenya.
2015
Customer service capabilities extended with a call centre launched in each country.
Izwe Ghana launches iVest, the first savings and deposit solution of its kind.
2016
Zambia receives international SMART certification.
Ghana is recognised with CIMG Finance House of the Year Award.
2017
Ghana starts trading as Izwe Savings & Loans, providing a more inclusive range of savings and investment solutions.
Ghana and Kenya extend offerings to include business loan solutions (asset-backed finance).
Zambia partners with AFLIFE.
2018
Zambia celebrates 10 years of helping Zambians and extends its offering to small businesses with invoice discounting.
2019
Zambia receives a Social Rating via MFR.
2020
Izwe’s Social Rating during COVID-19 confirmed at BB-.
Ghana receives funding support from the Regional Education Finance Fund for Africa, via BlueOrchard.
Ghana establishes a new GHS150 million Listed Note Programme.
Izwe expands its digital strategy, adding a suite of new digital innovations across the Group.
2023
Izwe launches a refreshed and reimagined brand identity and purpose.