Shaping Africa’s future
with flexible, life-changing
financial solutions
Financial assistance that enriches lives.
Financial assistance that enriches lives.
Izwe Africa Group is a dynamic micro-financier and insurer, rapidly growing across the continent. Since expanding from South Africa in 2008 we have followed a steady and managed upward progression, and continually focused on developing a world-class business through strategic location choices.
Izwe means ‘nation’. It is the essence of what we stand for: uplifting people for the greater good of their country. We provide the tools they need to build brighter futures and stronger nations, fuelled by their participation in a growing economy.
Izwe Africa Group has built a solid reputation as a provider of choice for short-term secured and unsecured loans, savings and investment solutions. Our unwavering promise is built on the principles of accessibility and efficiency.
We exist to:
Create efficient financial
services for private individuals and small businesses.
Provide safe, high-yielding savings and investment solutions to help customers grow their money.
We believe strongly in financial inclusion, enabling easy access to life-changing offerings that
solve our customer’s problems and help them to better their lives.
We are a dedicated, trusted guide for customers as they work toward a brighter financial future.
We are committed to a collaborative, consultative approach – listening before we advise and
providing the right help at the right time.
All data is as at 30 June 2021 (unaudited).
Our mandate is to promote access to finance for SMEs and households. Therefore it is imperative for us to have the necessary policies and procedures to maintain high social performance standards and target social returns along with financial gains.
By weaving responsible lending principles into every level of our business, we ensure that we have a solid foundation on which to build strong, lasting relationships, increase customer retention
and reduce financial risk.
We ensure customer protection by applying a well-defined risk matrix with scorecards, supported by well-informed practices and certifications. This prevents customers from borrowing more than they can afford to repay, or using products they do not need.
Izwe Africa Group has adopted a Group-wide policy that adheres to International Environment, Social and Governance (ESG) principles, as well as the IFC (International Finance Corporation) exclusion list.
We have a solid governance framework of ethics, codes of conduct, policies and commitment to legal compliance. Our code of conduct commits us to high ethical standards.
We obtained a Social Rating in 2019 and have been SMART-certified since 2016. We have also received technical assistance from both African Local Currency Bond Fund and Regional Education Fund For Africa.
We comply fully with all central bank requirements, and the laws pertaining to financial solutions providers wherever we operate. We use respectful collection practices and apply high ethical standards in all our business dealings. The privacy of customer data is stringently protected through our commitment to Customer Protection Principles in every territory.
Our investment criteria and due diligence processes are contributing to a healthier, more customer-focused industry that will encourage stronger investment portfolios and strengthen financial returns.
To our investors, funders and stakeholders, we present a solid investment and expansion opportunity to make a positive impact by buying into an organisation with a strong track record and excellent growth prospects across the continent.