Website Terms & Conditions


Reference to “we”, “us”, “our” and “Izwe Africa Group” herein means Izwe Africa Holdings Proprietary Limited, with registration number 120495/C1/GBL, a private company incorporated in accordance with the laws of Mauritius and its affiliates and subsidiaries from time to time.

These terms and conditions govern your access and use of the Izwe Africa Group website with address (“this website”) and will apply whenever you access this website.

The provisions of these terms and conditions must be read in conjunction with our Privacy Policy which shall be deemed to be incorporated herein.

By accessing this website you acknowledge that you have read and understood these terms and conditions and agree to be bound thereby. By agreeing to these terms and conditions, you represent and warrant that you are at least 18 years of age and have the power to enter into a binding contract. 

If you do not agree to be bound by these terms and conditions, please do not continue to access this website.

We may, from time to time, update or amend these terms and conditions at our sole discretion. Amendments will become effective upon publication of the amended terms and conditions. When we make any amendment we will notify you by revising the date at the top of these terms and conditions. It is your responsibility to read the terms and conditions every time you access this website. If you continue to access this website after such amendment you are regarded to have agreed to be bound by such amended terms and conditions. Amended terms and conditions will supersede and replace any previous versions of the terms and conditions.


You may not access or use this website for any illegal or unauthorised purpose, including without limitation, in violation of any intellectual property or privacy law or to conduct any activity that would constitute a civil or criminal offence or violate any law.

You may only use this website for your own private use and not for any commercial or public purposes. You may not interfere, or attempt to interfere, with this website’s network or security features or gain unauthorized access to Izwe Africa Group’s systems.


All products and services which may be described on this website are offered at the sole discretion of the Izwe Africa Group, subject to the specific terms and conditions on which they are offered, and may be withdrawn or amended at any time without any prior notice.

This website may contain general information about our products and services. Unless expressly stated otherwise, this information does not constitute an offer or inducement to enter into a legally binding contract nor does it form part of the terms and conditions applicable to any specific product or service.


Whilst every reasonable effort is taken to ensure that the content of this website is free from error, we do not warrant the accuracy, reliability, adequacy, recency or completeness of the content or information contained on this website.

The content and information contained on this website is provided for general information only and should not be used as a basis for making decisions. Any advice or information received by you via this website should not be relied upon without consulting primary or more accurate or up-to-date sources of information or seeking specific professional advice.

Your use of any content or information on this website is entirely at your own risk, for which we will not be liable. It is your own responsibility to ensure that any products, services or information available through this website meets your specific requirements.

We do not warrant that the functions provided by this website will be uninterrupted or free from errors, viruses or other harmful components. Whilst we take reasonable measures to ensure the safety and security of this website, we do not warrant or represent that this website will be available 24 hours every day or that it is safe and secure.

We do not guarantee that any information or emails submitted by you on this website will be received by us unless confirmation is provided, nor do we warrant the privacy and/or security of information or emails during the internet transmission which is outside our control.


When accessing or using this website, you may be requested to provide certain of your personal information. If you provide any such information, you warrant that the information that you provide relates to you and is true and complete.

To the extent that you provide any of your personal information to us via this website or by email message, you agree that such information will be processed in accordance with our Privacy Policy.

Whilst we take all reasonable steps to protect your personal information and maintain confidentiality, including the use of encryption technology, we do not guarantee and provide no warranties or undertakings with regards to the security of information collected electronically or transmitted, whether through this website or by other means and you agree that you provide such information to us at your own risk.


We will never use this website or e-mail communication to ask you for sensitive information such as your credit card or account details, usernames or passwords. Be suspicious of any e-mail message or link that asks you to enter or verify such sensitive information through this website or by replying to any e-mail communication.

If you receive any unsolicited communication that appears to be from us and that requests you to provide such information we strongly recommend that you do not respond to such information and that you do not click on the link. Responding to such communication places you and your personal information at risk and we cannot be responsible for any consequences resulting from your actions.


This website may contain certain images and links to other third party websites with information, content or material produced by other parties. We do not review, endorse, approve or control, and are not responsible for any such third party websites, the contents thereof, the third parties named therein, or their products and services. Your access to any third party websites linked to this website is at your own risk and we will not be liable to you. Should you have any queries arising from transactions you conclude with such third parties, you will be required to contact them directly.

From time to time we may employ the services of third parties to assist with the hosting and management of certain services and aspects of the website. We apply every effort to ensure that our sub-contractors comply with our Privacy Policy.


All materials, information, marks and logos contained in or displayed on this website are the copyright of Izwe Africa Holdings and may not be modified, reproduced, downloaded, stored in a retrieval system, transmitted, copied, distributed, published or used in any other way for any commercial or public purposes without the written consent of Izwe Africa Holdings.


Neither Izwe Africa Holdings, nor its subsidiaries, affiliates or their respective directors, shareholders, agents, consultants or employees, shall be liable to you or any third party for any claim, loss or damage arising directly or indirectly (including special, indirect, incidental or consequential loss or damage) from the use of this website, howsoever arising, including any loss, damage or expense arising from, but not limited to, any defect, virus, error, imperfection, fault, mistake or inaccuracy with this website or any content or information contained thereon.

You agree to fully indemnify Izwe Africa Holdings and its subsidiaries, affiliates and their respective directors, shareholders, agents, consultants and employees, against any claim, loss or damage which you may incur or suffer arising from or which is directly or indirectly related to your use of this website, the transmission of any information on or through this website by you, or your violation of these terms and conditions or any third party’s rights, including but not limited to copyrights, proprietary and privacy rights.


By accessing and using this website you agree that the laws of the Republic of Mauritius will govern these terms and conditions, and you consent to the jurisdiction of the Mauritian courts in respect of any dispute which may arise from these terms and conditions.

Our chosen address for any legal notice is c/o IQ EQ Corporate Services (Mauritius), Les Cascades Building, Edith Cavell Street, Port Louis, Mauritius.


We will be entitled to cede, assign and transfer any of our rights and obligations under these terms and conditions without obtaining your consent and without notice to you.

If any of the provisions of these terms and conditions are determined by any competent authority to be invalid, unlawful or unenforceable, such provision will to that extent be severed from the remaining terms and conditions, which will continue to be valid and enforceable to the fullest extent permitted by law.

No failure or delay to exercise any of our rights will be construed as a waiver of any such right, whether express or implied, nor will it affect the validity of any part of these terms and conditions or prejudice our rights to take subsequent action against you.

The contents of these terms and conditions shall not limit any specific provisions set out in the terms and conditions relative to any specific products and services described on this website.

These terms and conditions are to be read together with any terms, conditions or disclaimers contained in the pages of this website which will be deemed to be incorporated herein.