Izwe was initially established in South Africa in 2004 with its first branch in Pretoria, and expanded into the rest of Africa in 2008. Since then, there has been a steady and managed progression of strategic branch openings and the development of a world-class digital and cashless business.

Today our businesses are managed by experienced local management teams, with effective central strategic support and specialist skills from South Africa and Mauritius.

Izwe offers personal, purpose-based loans to government employees, parastatals and corporates, as well as secured lending to entrepreneurs and SMEs, providing funding against the value of their asset.

Our savings and investment solutions are available to individuals and businesses. We provide highly secure cash deposits with strong returns.

Established in 2011, our presence in Ghana includes:

• 10 branches and service centres
• 2 sales offices
• Active sale force of 485, covering all regions

Izwe is proud to be regulated by

• SEC Ghana
• Bank of Ghana
• Ghana Stock Exchange

Izwe is a Credit-only financial institution, providing unsecured check off loans to all civil servants, TSC members, selected parastatals and private institutions as well as entrepreneurs and SMEs through asset-backed finance solutions.

Established in 2014, our presence in Kenya includes:

• 8 branches and service centres
• 26 sales offices
• 397 active sales force covering all regions

Izwe is authorised by the government of Kenya.

Izwe was established in 2008 and serves permanently employed government employees, including Zambia Air Force (ZAF) and Zambia National Service (ZNS) as well as SME and corporate customers through business loan solutions (invoice discounting).

Established in 2008, our presence in Zambia includes:

• 3 branches
• 8 sales centres
• Active sales force of 290, covering all regions

Izwe is proud to be regulated by:

• Bank of Zambia (BOZ). – Securities Exchange Commission (SEC)
• Pensions and Insurance Authority (PIA) Lusaka Stock Exchange (LuSE)

Izwe Africa Holdings currently operates in Zambia, Kenya, and Ghana with our headquarters and registered group office situated in Mauritius.

Our businesses are managed by experienced local management teams, with effective central strategic support and specialist skills from South Africa and Mauritius.