Financial Solutions

Shaping Africa's future with flexible, life-changing financial solutions that enrich lives.

A Trusted Financial Services Provider In Africa

Izwe is an established, licenced pan-African FSP with a 15-year track-record in emerging markets. We were originally positioned as a salary-backed lender to the formally employed, underbanked market, and more recently also as a provider of secured loans to SMEs across all regions, and savings in Ghana.

We service a range of economically-active customers with purpose-based loans, savings and investment solutions.

Financial Solutions For Positive Change

Izwe has built a solid reputation as a provider of choice for short-term secured and unsecured loans, savings and investment solutions. Our unwavering promise is built on the principles of accessibility and efficiency.

Our innovative service delivery systems and customer-centric financial solutions create real competition for traditional banking corporations.

We create efficient financial
services for private individuals and small businesses.

We provide safe, high-yielding savings and investment solutions to help customers grow their money.

Izwe Group At A Glance

Presence in 5 African countries

Value of loans written since inception exceeds USD500 million

Loans disbursed to over 246 000 customers

More than 400 staff and 1 000 active independent sales force consultants

Over USD230 million in local currency funding raised

More than 400 staff and 1 000 active independent sales force consultants

Over USD265 million in local currency funding raised

Our Leadership Team

Willie van Zyl

B.Com, MBL
Group Chief Executive Officer

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Eugene du Plessis

B.Com, ACI
Chief Investment

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Michael de Klerk

Chief Financial

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Chantel Senatore

B.Com, CA (SA)
Chief Operating

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Dave Fichardt

B.Com, CA (SA)
Chief Executive: Consumer Solutions

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Kulusu Chisola

Chief Executive Officer: Zambia

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Raymond Bismarck

Diploma, MBA
Chief Executive Officer: Ghana

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Financial Solutions That Make A Difference

We believe strongly in financial inclusion, enabling easy access to life-changing offerings that solve our customer’s problems and help them to better their lives.

We are a dedicated, trusted guide for customers as they work toward a brighter financial future. We are committed to a collaborative, consultative approach – listening before we advise and providing the right help at the right time.

Responsible Lending

Our mandate is to promote access to finance for SMEs and households. Therefore it is imperative for us to have the necessary policies and procedures to maintain high social performance standards and target social returns along with financial gains.

By weaving responsible lending principles into every level of our business, we ensure that we have a solid foundation on which to build strong, lasting relationships, increase customer retention
and reduce financial risk.

We ensure customer protection by applying a well-defined risk matrix with scorecards, supported by well-informed practices and certifications. This prevents customers from borrowing more than they can afford to repay, or using products they do not need.

Good Governance

Investor Relations